Website Usage Terms And Conditions Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern PhatMonkey.me relationship with you in relation to this website. The term ‘Phat Monkey or ‘Ryan Anthony’ or ‘us’ or ‘we’ refers to the owner of the website. The Use Of This Website Is Subject To The Following Terms Of Use: • The content of the pages of this website is for your general information and use only. It is subject to change without notice. • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this • website meet your specific requirements. • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website. • Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence. • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no   responsibility for the content of the linked website(s). • You may not create a link to this website from another website or document without our prior written or email consent. • Your use of this website and any dispute arising out of such use of the website is subject to our local laws. Website Disclaimer The information contained in this website is for general information purposes only. The information is provided by PhatMonkey.me and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. Website Disclaimer Continued Through this website you are able to link to other websites which are not under the control of PhatMonkey.me, we have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Every effort is made to keep the website up and running smoothly. PhatMonkey.me take no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond our control. Cookies This website may be using cookies to enhance your browsing experience, we do not store or pass on any user experience to third parties such as marketing companies, your privacy is important to us and we will not knowingly comprise your trust in us. You can turn off cookies in your browser, for example if you are using Firefox then please go visit the following link for more information on how to disable cookies:  Disable Cookies 2016 - 2019 © Ryan Anthony | Phat Monkey ™ | The background image for this homepage has come from one of the awesome talented contributors at Pixabay, go check them out today!